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Calculate your EMI instantly

Enter loan amount, rate and tenure to see monthly EMI, total interest and amortization.

₹50L
8.5%

Monthly EMI

₹43,391
Total Interest
₹54,13,880
Total Payment
₹1,04,13,880

Indicative estimates — demo

EMI Formula

Advanced EMI Calculator

Interactive loan planning with real-time calculations and detailed insights.

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Amortization Schedule

Month EMI Principal Interest Balance

Quick Stats

Monthly EMI ₹43,391
Total Interest ₹54.14L
Total Payment ₹1.04Cr
Interest % 52%

Payment Breakup

Principal Amount
Interest Amount

Loan Types

Home Loan
Home Loan
Car Loan
Car Loan
Personal Loan
Personal
Education Loan
Education

Your Loan Results

Detailed breakdown of your EMI calculation

Amortization Schedule

Year Principal Interest Balance
2025 ₹1,67,422 ₹4,72,410 ₹48,32,578
2026 ₹1,81,632 ₹4,58,200 ₹46,50,946
2027 ₹1,97,113 ₹4,42,719 ₹44,53,833
2028 ₹2,13,953 ₹4,25,879 ₹42,39,880

Payment Breakdown

Monthly EMI ₹44,986
Total Interest ₹57,96,711
Total Payment ₹1,07,96,711
Loan Amount ₹50,00,000

Loan Summary

EMI Formula Reference
Principal: 46.3%
Interest: 53.7%
*Indicative estimates — demo

Payment Chart

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